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Problems encountered by enterprises in 3a enterprise credit rating
Time:2022-03-24 Clicks:

What are the relevant policy supports for this enterprise credit rating project?


A: There are the following documents related to the China Association of Small and Medium Enterprises:


(1) Notice on Printing and Distributing the Guiding Opinions on Industry Credit Construction of Chambers of Commerce and Associations (Zhengguibanfa [2005] No. 29)


Website: http://www.12312.gov.cn/article/hyxyjs/hyxyzcfb/200904/1175106_1.html


(2) Notice on Unifying Industry Credit Evaluation Certificates and Nameplates (Ministry of Commerce Regulation Ban Fa [2007] No. 10)


Website: http://www.12312.gov.cn/article/hyxyjs/hyxyzcfb/200904/1175102_1.html


(3) Notice on Printing and Distributing the List of the Fourth Batch of Industrial Credit Evaluation Pilot Units (Ministry of Commerce Credit Work Office 2010-01-12)


URL:


(4) Notice of China Association of Small and Medium Enterprises on Carrying out the Evaluation of Credit Rating of Small and Medium-sized Enterprises (Small and Medium Enterprises Association [2010] No. 22)


What is the difference between this enterprise's credit rating and other credit company ratings, and what is its significance to the enterprise?


A: The biggest difference between this credit rating and other credit companies is that the China Enterprise Federation is designated by the Ministry of Commerce and the State-owned Assets Supervision and Administration Commission to carry out industry credit evaluation and provide credit certification services for the vast number of small and medium-sized enterprises across the country. For the majority of small and medium-sized enterprises, there are many advantages such as government-led, government-supported, service-oriented for enterprises, national authority for issuing licenses, wide publicity and promotion platforms for enterprises, more opportunities for enterprise resource integration, and low handling fees. There are many credit companies in the industry that have professional rating qualifications, and most of them have business behaviors oriented to corporate interests. They can issue corresponding rating reports, and their fees are generally higher. Among them, there are also irregular credit institutions with irregular rating standards, arbitrary charges, and chaotic enterprise information management, resulting in the inability of companies that require ratings to distinguish between true and false and excellent


How to ensure the professionalism and authority of the company's credit rating?


A: The credit rating of the enterprise is provided by a dedicated person from the Credit Management Center of the China Enterprise Federation United Association. At the same time, the authoritative rating system of the Ministry of Commerce and the Standard Application Promotion Center of the China Electronic Commerce Association is used as the rating implementation link, which is not controlled by anyone. All are automatically entered and processed by the system; at the same time, the national authoritative credit rating experts will conduct comprehensive evaluation to ensure the authority and professionalism of the rating; then the credit management center of the association will report the rating results to the Ministry of Commerce and the State-owned Assets Supervision and Administration Commission, and finally issue the rating results by the Ministry of Commerce and the State-owned Assets Supervision and Administration Commission of the State Council. The bronze medals and certificates of national-level enterprises jointly authorized by the Commission, as well as publicity and promotion on other authoritative platforms.


What kind of small and medium-sized enterprises is suitable for the credit rating of this enterprise, and why is the voluntary declaration method adopted?


A: In principle, all small and medium-sized enterprises nationwide that have been operating in a standardized manner for more than three years can voluntarily participate in the rating declaration. The key is that the person in charge of the company has a strong awareness and needs for long-term development, financing and loans, brand competition, business cooperation, risk management, etc., and the corporate credit rating serves as a "health checklist" for the company's healthy operation and a green resource for corporate integration. The channel will become a must for the enterprise and a valuable intangible asset gradually accumulated with the development of the enterprise. If the company itself has various non-benign business problems, but does not pursue improvement and improvement, or wants to use this authority to unilaterally improve its own corporate advantages, such a situation will not only fail to obtain an effective rating, but will also reflect many companies. Bad situation, such enterprises are not recommended to participate in this meaningful activity.


Is there a rating fee for the company's credit rating, how should it be paid, and how long does it take for the rating to end?


A: The credit rating needs to pay the corresponding rating fee, and a rating is valid for 3 years. The first preliminary assessment fee includes: expert assessment fee, publicity fee, license fee, and the corresponding annual review fee for the next two years. The fee is the relevant handling fee for handling this activity. On the premise of ensuring the provision of credit services for the enterprise, the relevant fee is reasonably charged. Compared with the social business rating agency, the fee is reasonable and low. The specific amount depends on the qualification of the rating enterprise. Please consult China Enterprise Alliance Credit Rating Company for specific fees. About the rating time: from the time the company submits all the materials, 7 days will be used for research, 3 days will be used by the evaluation agency to make the initial evaluation results, 3 days will be used for the evaluation of the credit evaluation committee, and 15 days will be publicized (there is no complaint about this result during the publicity period). For the final result), 2 days are used to make the evaluation bronze medal, certificate, and evaluation report, which takes 30 working days in total.